Automate origination, underwriting, and servicing with intelligent agents that plug into your existing LOS.
AI That Works Like a Teammate - Across the Entire Mortgage Lifecycle
Origination Automation
From Intake to 1003 - No More Chasing Docs
Let AI classify documents, extract data, and prefill applications. Your loan officers stay focused on borrowers — not paperwork.
Underwriting Automation
Smarter Decisions. No Guesswork.
Automate DTI, LTV, and risk scoring — all tuned to your credit rules, with built-in explainability and audit trails.
Servicing Automation
Predict, Prevent, and Personalize - the Agentic Way
AI monitors repayments, flags early risks, and triggers personalized outreach - reducing delinquency and default.
Debt Collection Agent
Agentic Recovery That Feels Human
Automate PTPs, outreach, and negotiations — with agents that follow your playbook and preserve borrower dignity.
Results that matter
Real impact across speed, efficiency, and borrower experience.
Loan Turnaround
12-15
days saved per loan
Processor Load
20+
steps eliminated
Pull-Through Rate
+8-12
bps increase in funded loans
Data Accuracy
99%
document precision
Why Leading Lenders Choose SimplAI
Built for End-to-End Lending
Not just intake - our agents automate condition clearance, post-close audits, and more.
Works With Your LOS
Seamlessly integrates with leading LOS and core banking platforms - no rip-and-replace needed.
No Job Displacement
Agents support your processors — freeing them from repetitive tasks, not replacing them.
FAQs
Will this work with our existing LOS like Encompass, MortgageBot, or Finastra?
How long does implementation typically take?
Can we configure the AI to match our underwriting guidelines?
Does your platform access or store borrower PII?
What kind of documents can your system handle?
How much time does this save per loan file?
Can your platform help with DU/LP “Refer” files?
Do we need to train our staff or replace team members?
Can we start with a pilot before full deployment?
What's the typical ROI or payback period?
Get latest insights on Agentic AI
High Clarity, Low Friction, Strong Intent
Book a demo and see how credit unions, regional banks, and lenders are deploying agentic AI across their LOS — in under 30 days, with zero risk and zero rework.